Terms of service

Callitnow is a prediction market platform. Markets ask a yes/no question about a real-world event. Shares in each side are priced in cents between 1¢ and 99¢, and the Yes and No price always add up to $1. A price of 62¢ means the market currently prices the event at roughly 62% likely.

When a market resolves, every share on the winning side pays $1 and every share on the losing side pays nothing. Buying moves the price: larger orders fill at a worse average price than the number on the card, because your own order is part of what moves it.

Some markets are launched by users of the platform. Others are Global markets sourced from a third-party feed. Callitnow is not the counterparty to a bet against you — you trade against the market.

You must be at least 18 years old to hold an account. By creating one, you confirm you are 18 or older and that using a prediction market is legal where you live.

One account per person. Accounts are personal: do not share yours, do not trade on behalf of somebody else, and do not let anyone under 18 use it.

Nothing on Callitnow is financial, investment, legal or tax advice. Prices, charts, leaderboards, market descriptions and anything said in chat are information and opinion, not a recommendation.

We are not licensed advisers and no one here is assessing whether a trade suits your circumstances. Trading is risky and you can lose your entire balance. Decisions you make are yours.

Every market states how it resolves when it is created:

• Oracle — Global markets settle to the outcome reported by the feed they came from.
• Community vote — after the end date, signed-in users vote and the majority decides. A tied vote is not settled automatically; it goes to review.
• Manual — the market's creator resolves it themselves after the end date, and pays a flat fee to do so.

Resolution follows the question and the resolution criteria in the market description as written, not what the creator meant to write. Write your criteria precisely: an ambiguous question is a bad market and may be voided.

Disputes. If you believe a market was resolved incorrectly, contact support within 7 days of resolution with the market and your reasoning. We can void a market and refund every open position at cost where a question was ambiguous, the source was wrong, or the outcome was manipulated. Where the outcome is genuinely unclear, refunding at cost is the default — we would rather void a market than guess. Our decision on a disputed market is final.

Deposits and withdrawals are reviewed manually by a human before funds move. That review is a deliberate second pair of eyes, and it means requests are not instant.

• Minimum deposit $10. Minimum withdrawal $20.
• Send only the selected currency on the network shown. Funds sent on another network cannot be recovered.
• A withdrawal reserves the amount from your balance as soon as you request it. If it is rejected, the full amount is refunded to your balance.
• Money in open positions is not part of your balance and cannot be withdrawn until those markets resolve.
• Withdrawals go to an address you control. We may ask you to verify ownership of an account or address before paying out.

Each market states its own trading fee, taken from your stake when a trade fills — the shares and average price you see quoted are already net of it. Markets created before per-market fees existed trade fee-free.

Resolving your own market manually costs a flat $10, charged when you resolve it. Community and oracle resolution are free. There is no fee to deposit, to withdraw, or to be paid out on a winning position.

The following will cost you your account:

• Market manipulation — trading to move a price rather than to express a view, wash trading between accounts, or coordinating trades with others to move a market.
• Self-resolution abuse — creating a market, taking a position in it and resolving it in your own favour; resolving against the criteria you published; or creating a market whose outcome you alone control.
• Multi-accounting — running more than one account, or using someone else's, including to swing a community vote.
• Trading on an outcome you can cause, or on non-public information you have a duty not to use.
• Markets on assassination, terrorism, or the death or injury of a named private person; markets designed to harass someone; illegal content.
• Automated abuse: scraping at a rate that degrades the service, probing for vulnerabilities, or attempting to bypass limits, bans or the review process.

We may suspend an account, freeze a balance, void trades or ban a market where we reasonably believe these terms have been broken, where required by law, or while we investigate a suspected breach.

A ban stops trading, market creation and withdrawal requests. Where a suspension is upheld, positions may be voided and refunded at cost. Where a balance was built by manipulation or multi-accounting, we may withhold the proceeds of that activity. You can contact support to contest a suspension.

You can stop using Callitnow at any time. Withdraw first — a closed account cannot request a payout.

Callitnow is provided "as is". We do not guarantee that the platform is uninterrupted, that prices or third-party market data are accurate or current, or that a market will resolve on any particular schedule.

To the fullest extent the law allows, we are not liable for trading losses, for lost profit or opportunity, for outages or delays, for errors in third-party data or feeds, or for funds sent to the wrong address or network. Where liability cannot be excluded, it is limited to the fees you paid us in the 12 months before the claim.

Nothing here limits liability for fraud or for anything that cannot lawfully be limited.

Prediction markets are speculative. Prices move against you, losses are real, and a run of wins is not skill compounding — it is a sample. Trade with money you can afford to lose, and treat a losing streak as information rather than something to chase.

Tools that help: set yourself a deposit budget before you start, check the History tab in your portfolio to see what you have actually staked rather than what you remember staking, and step away after a loss instead of sizing up. If you want your account suspended, support can do that — ask.

If trading has stopped being fun, free and confidential help is available. BeGambleAware offers advice and support 24/7:

begambleaware.org